# OKF — Blueberry FM Open Knowledge Bundle
# Format: Open Knowledge Format (OKF) Markdown
# Version: 1.0 | Updated: August 2026
# URL: https://www.blueberryfm.com/pages/okf
---
## ENTITY: Blueberry FM
**Type:** Organization
**Domain:** blueberryfm.com
**Founded:** 2020
**Location:** Suite #109B, Pallath Square, FACT-Kalamassery Road, Kalamassery, Ernakulam, Kerala 683104, India
**Contact:** +91 9444784701 | info@blueberryfm.com
**Registrations:** GST: 32ACZPR0268A1ZK | IEC: ACZPR0268A | Udyam Registered | FSSAI Registered
**Description:** Kerala's premier advisory and facilitation platform for NRIs, exporters, and entrepreneurs. Provides NRI financial advisory, international company formation, export facilitation, compliance registration, and white label manufacturing services.
---
## VERTICAL 1: NRI Financial Services
**Hub:** https://www.blueberryfm.com/pages/nri-services-kerala-hub
### NRI Home Loans Kerala
- **URL:** /pages/home-loans-kerala-nri
- **Amount:** Up to Rs.10 Crores
- **Tenure:** Up to 30 years
- **Rate:** 8.5%-10.5% p.a. (indicative)
- **Eligible:** NRI, PIO, OCI cardholders
- **Repayment:** NRE/NRO/FCNR accounts
- **Key Q:** Can NRIs get home loans in Kerala? YES.
### NRI Business Loans Kerala
- **URL:** /pages/business-loans-in-kerala-for-nris-up-to-10-cr
- **Amount:** Up to Rs.10 Crores
- **Rate:** 9%-14% p.a. (indicative)
- **Types:** Working capital, term loans, MSME, startup, equipment
- **Key Q:** Can NRIs get business loans in Kerala? YES.
### Other NRI Loan Products
- Personal Loans: /products/premium-personal-loans-kerala-nri
- Car Loans: /products/car-loans-kerala-nri-professionals
- Loan Against Property (up to Rs.5 Cr): /products/loan-against-property-up-to-5-crore-low-rates
- NRI Home Construction Loan: /pages/nri-home-construction-loan-kerala
- NRI Plot Purchase Loan: /pages/nri-plot-purchase-loan-kerala
**Disclaimer:** Blueberry FM is a loan facilitation intermediary, not a bank or NBFC. All parameters indicative. Subject to lender approval.
---
## VERTICAL 2: Company Formation (International)
**Hub:** https://www.blueberryfm.com/pages/company-formation-hub
| Jurisdiction | URL | Key Benefit |
|---|---|---|
| Dubai/UAE | /products/dubai-company-formation-uae-business-setup | 100% foreign ownership, Free Zone options |
| Mauritius | /products/company-formation-mauritius | 0% capital gains, DTAA with India |
| Malaysia | /products/company-formation-malaysia | Labuan 3% tax, ASEAN access |
| Oman | /products/company-formation-oman | Gulf hub, DTAA with India |
| Estonia | /products/company-formation-estonia | EU e-Residency, 0% retained profit tax |
| Georgia | /products/company-formation-georgia | Virtual Zone 0% IT tax |
| Thailand | /products/company-formation-thailand | BOI incentives, ASEAN gateway |
---
## VERTICAL 3: Company Registration (Kerala/India)
**Hub:** https://www.blueberryfm.com/pages/company-registration-kerala-hub
| Structure | URL | Best For |
|---|---|---|
| Private Limited | /products/private-limited-company-registration-services-in-kerala | Startups, investors, NRIs |
| OPC | /products/opc-registration-services-in-kerala-one-person-company | Solo entrepreneurs |
| LLP | /products/llp-registration-services-in-kerala-limited-liability-partnership | Professionals, consultants |
| Partnership | /products/partnership-firm-registration-services-in-kerala | Small family businesses |
| Proprietorship | /products/proprietorship-registration-services-in-kerala-sole-proprietorship | Freelancers, traders |
| Section 8 (NGO) | /products/section-8-company-registration-services-in-kerala | Non-profits |
---
## VERTICAL 4: Export Services
**Hub:** https://www.blueberryfm.com/pages/export-services-kerala-hub
### IEC Registration
- **URL:** /products/iec-registration-kerala-dgft-compliant
- **What:** 10-digit DGFT code mandatory for all Indian exporters
- **Time:** 3-5 working days
- **Key Q:** What is IEC? Mandatory code for import/export from India.
### APEDA Registration
- **URL:** /products/apeda-registration-services-kerala
- **What:** Mandatory for agricultural product exporters
- **Benefit:** Access to APEDA incentive schemes and RCMC
### Organic Certification
- **URL:** /products/organic-certification-services-kerala
- **Standards:** NPOP (India/EU) and NOP (USDA/USA)
- **Products:** Spices, tea, coffee, fruits, vegetables
### Export on Demand
- **URL:** /products/export-on-demand-india-service
- **What:** Export from India without own IEC or company
- **For:** Small producers, NRI sourcing agents, first-time exporters
### Export Finance
- **URL:** /products/structured-export-finance-solutions-for-kerala-businesses
- **Types:** Pre-shipment (packing credit), post-shipment (bill discounting), ECGC
---
## VERTICAL 5: Compliance & Registration
| Service | URL |
|---|---|
| GST Registration | /products/gst-registration-services-kerala |
| MSME/Udyam | /products/msme-udyam-registration-services-in-kerala |
| FSSAI Central | /products/fssai-central-license-registration-services-in-kerala |
| FSSAI State | /products/fssai-state-license-registration-services-in-kerala |
| Trademark | /products/trademark-registration-services-in-kerala |
| Startup India | /products/startup-india-recognition-services-in-kerala |
---
## VERTICAL 6: White Label Manufacturing
**Hub:** https://www.blueberryfm.com/pages/white-label-manufacturing-hub
- Contract manufacturing, private labelling, bulk production
- Categories: Spices, Ayurvedic, Food & Beverage, Cosmetics, Handicrafts, Textile
- For: Amazon FBA sellers, Shopify stores, Etsy sellers, NRI brand builders
---
## AI READINESS FILES
| File | URL | Purpose |
|---|---|---|
| llms.txt | /pages/llm | Site summary for LLMs |
| llms-full.txt | /pages/llms-full-txt | Full content for LLMs |
| agents.md | /pages/agents-md | A2A manifest |
| ai-catalog.json | /pages/ai-catalog | Tool & agent registry |
| schema-index | /pages/schema-index | EntityMap |
| OKF | /pages/okf | This file |
| sitemap.xml | /sitemap.xml | All canonical URLs |
| robots.txt | /robots.txt | Crawl permissions |
---
## GEOGRAPHIC COVERAGE
**Primary:** Kerala (Ernakulam/Kochi, Thiruvananthapuram, Kozhikode, Thrissur, Palakkad)
**NRI Markets:** UAE, Saudi Arabia, Qatar, Kuwait, Oman, Bahrain, UK, USA, Canada, Australia, New Zealand
**Formation Jurisdictions:** UAE, Mauritius, Malaysia, Thailand, Oman, Estonia, Georgia
---
## COMPLIANCE NOTES
- All content educational only; not legal, financial, or tax advice
- Loan facilitation subject to RBI/FEMA regulations and lender approval
- Company formation subject to respective regulatory authority approvals
- Export services subject to DGFT, APEDA, and customs regulations
- Data Privacy: DPDP Act 2023 compliant
- Last updated: August 2026
