Home Loan Solutions up to ₹10 Crores in Kerala | NRI & Resident

Access NRI home loans, construction loans, and renovation finance up to ₹10 Crore through Blueberry's multi-lender facilitation network. We specialise in Gulf NRI home loans and work with RBI-regulated banking partners to simplify the application process from abroad.

Home Loan Products We Facilitate

• NRI Home Purchase Loan — Buy residential property in Kerala from abroad
• NRI Construction Loan — Fund house construction on your Kerala plot
• NRI Renovation Loan — Upgrade or extend your existing Kerala home
• Balance Transfer — Move your existing home loan to a lower-rate lender
• Top-Up Loan — Additional funds on your existing home loan

Property & Investment Guides

• NRI Home Loan EMI Calculator Kerala
• NRI Property Budget Calculator Kerala
• NRI Remittance Calculator Kerala
• NRI Home Loan Kerala — Complete Guide
• NRI Property Investment Kerala
• NRI Property Legal Guide Kerala
• NRI Tax Planning Kerala
• Apartment Investment Kerala
• Villa Investment Kerala
• Plot & Land Purchase Kerala
• Commercial Property Kerala
• Beachfront Property Kerala
• Hill Station Property Kerala
• Backwater Property Kerala

Related Loan Products

• Loan Against Property — Up to ₹5 Crore
• Business Loans up to ₹10 Crores for Kerala & NRIs
• Premium Personal Loan Solutions for NRIs
• Car Loan Solutions for NRIs in Kerala
• Export on Demand India — Export from India Without IEC

NRI Settlement & Location Guides

• Kochi | Trivandrum | Kozhikode | Thrissur | Malappuram | Kannur
• UAE | Saudi Arabia | Qatar | Kuwait | Oman | Bahrain
• UK | USA | Canada | Australia | Germany | Singapore

Blogs & Research

• NRI Home Loan Kerala — Interest Rates & Best Banks 2026
• NRI Property Laws Kerala — FEMA Rules 2026
• NRI Banking Kerala — NRE, NRO, FCNR Accounts
• NRI Investment Kerala 2026 Guide

📋 Documents Required — Housing Loan

Basic Documents

• Duly Filled and Signed Application Form
• Two Passport Size Photographs
• Aadhaar Card
• PAN Card
• Passport

For Salaried Applicants

• Last 6 Months Salary Slips
• Salary Certificate
• Last 2 Years Form 16 / ITR
• Salary Account Statement – Last 6 Months
• Company ID Card / Joining Letter / Employment Contract

For Self-Employed / Business Applicants

• Last 3 Years ITR
• Computation of Income
• Profit & Loss Account
• Balance Sheet
• Audit Reports
• Business Registration / Shop & Establishment Licence
• GST Registration Certificate
• Last 12 Months Bank Statements

Guarantor Documents

• Guarantor Forms
• Net Worth Proof
• Income Proof
• Guarantor ITR
• Guarantor KYC Documents

For Balance Transfer / Refinance Cases

• Existing Loan Outstanding Statement
• Last 12 Months Loan Account Statement
• Bank Document Acknowledgement Receipt

Property Documents

• Sale Deed / Sale Agreement
• Parent Documents / Prior Deeds (31 Years)
• Encumbrance Certificate (31 Years)
• Latest Land Tax Receipt
• Latest Building Tax Receipt
• ROR / Thandaper Copy
• Possession Certificate
• Location Sketch & Certificate
• Applicant Resume / Profile

📞 Get Home Loan Consultation

📚 NRI Kerala Complete Resource Hub — 200+ Guides