Direct answer: NRIs considering residential property in Kerala can enquire about home-finance products from participating lenders. Blueberry coordinates enquiries; the selected lender decides eligibility, loan amount, interest rate, tenure, fees, security and approval.
Earlier versions of this page used specific loan amounts, interest rates and lender counts. Those figures should not be treated as current offers or guarantees. Current terms vary by lender and applicant and must be verified from the lender's current documentation.
Lenders may consider income, employment or business profile, banking history, credit information, existing liabilities, property details, repayment capacity and applicable NRI documentation. No single CIBIL score, LTV or income threshold applies universally.
The lender may request passport/identity and NRI-status documents, income records, bank statements and property documentation. Requirements vary.
Blueberry is a facilitator, not a bank, NBFC or direct lender. It does not guarantee approval, rates, loan amounts or timelines.
Reviewed: 22 October 2026. Verify current terms directly with the selected lender.
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