NRIs with agricultural land in Kerala can access various farm loan schemes to fund cultivation, plantation development, farm equipment, and agri-processing. NABARD and Kerala government schemes provide subsidised financing for agricultural activities.
| Loan Type | Amount | Rate |
|---|---|---|
| Kisan Credit Card | Up to a case-specific amounts | 4-7% (subsidised) |
| Farm Development Loan | ₹5L-₹50L+ | 8-11% p.a. |
| Plantation Loan | ₹10L-₹2Cr+ | 9-12% p.a. |
All figures are indicative only. Interest subvention schemes may reduce effective rates. Verify with banks and NABARD before applying.
NRIs who own agricultural land in Kerala (inherited or purchased before becoming NRI) can apply for agricultural loans from Indian banks. Kisan Credit Card, NABARD farm loans, and plantation loans are available. Land documents and NRI income proof are required. Interest subvention schemes may apply. Consult your bank and qualified financial advisors for eligibility and application guidance.
Educational Content Only: All information is collected from public sources for knowledge and educational purposes only. Blueberry does not guarantee accuracy, completeness, or timeliness of information presented.
No Professional Advice: Nothing constitutes financial, legal, tax, or investment advice. Consult qualified professionals before making any decisions.
No Free or Paid Guidance: Blueberry does not provide free consultations, free guidance, paid advisory, or any form of professional consulting services.
Our Services: Blueberry provides company formation and export services on demand only.
Regulatory Compliance: Subject to RBI, NABARD, and applicable Indian banking and agricultural laws.
Last Updated: March 2026 | Verify all information independently before making decisions.
All information is educational only. Consult licensed professionals for personalized advice.
Company Formation Services →✓ RBI Compliant | ✓ Educational Resources | ✓ Company Formation & Export Services on Demand
Finance notice: Agriculture and farm-business finance is lender- and case-specific. Eligibility, financing amount, pricing, collateral, repayment structure, approval and processing time depend on the applicant, project, land, documentation, applicable schemes and lender criteria and are not guaranteed. Scheme terms can change and should be verified with the relevant authority or lender. This page is educational information, not individualized financial, tax or legal advice. Blueberry facilitates relevant finance enquiries and does not guarantee approval, rates, amounts or timelines. Obtain appropriate professional advice before committing capital. Reviewed October 2026.
BLUEBERRY · SMART SEARCH
AI-ready discovery: this search emits structured storefront events and works alongside Shopify WebMCP/UCP discovery. It does not submit enquiries, create carts or complete checkout.