Flexible Home Financing Solutions

Make your dream home a reality with our flexible home loan solutions offering up to INR 50 Million (₹5 Crore) in financing.

Service Area: Kerala Only - We currently provide home loan services exclusively across all districts of Kerala.

Key Loan Features

• Competitive interest rates starting from 8.5% p.a.
• Flexible tenure options from 5 to 30 years
• Quick approval process within 48-72 hours
• Minimal documentation required
• No hidden charges or prepayment penalties

Loan Takeover & Balance Transfer

Switch your existing home loan to enjoy better rates and save on interest!

Transfer Benefits

• Lower interest rates - Save up to 1-2% on your current rate
• Top-up loan facility available up to ₹50 lakhs
• Zero foreclosure charges from our end
• Seamless transfer process with end-to-end support
• No processing fees for balance transfer above ₹25 lakhs
• Retain your existing tenure or opt for a new one
• Free property valuation and legal verification
• Transfer from any bank or NBFC to our partner institutions

Our Banking Partners

Nationalized Banks

• State Bank of India (SBI)
• Punjab National Bank (PNB)
• Bank of Baroda (BOB)
• Canara Bank
• Union Bank of India
• Bank of India (BOI)
• Indian Bank
• Central Bank of India
• Indian Overseas Bank (IOB)
• UCO Bank
• Bank of Maharashtra
• Punjab & Sind Bank
• Federal bank 

Leading NBFCs

• HDFC Ltd
• LIC Housing Finance
• Bajaj Housing Finance
• PNB Housing Finance
• Indiabulls Housing Finance
• Tata Capital Housing Finance
• Aadhar Housing Finance
• IIFL Home Finance
• Piramal Capital & Housing Finance
• Shriram Housing Finance

Special Services for NRIs

NRI Loan Benefits

• Dedicated NRI home loan schemes with preferential rates
• Loan processing in foreign currency (USD, GBP, EUR, AED)
• Remote documentation and digital verification process
• Power of Attorney (POA) facility for property registration
• Repatriation benefits under RBI guidelines
• Expert guidance on FEMA regulations and tax implications
• Flexible EMI payment options in India or abroad

Service Coverage in Kerala

We serve customers across all 14 districts of Kerala including Thiruvananthapuram, Kollam, Pathanamthitta, Alappuzha, Kottayam, Idukki, Ernakulam, Thrissur, Palakkad, Malappuram, Kozhikode, Wayanad, Kannur, and Kasaragod.

Eligibility Criteria

Who Can Apply

• Salaried individuals with minimum income of ₹40,000/month
• Self-employed professionals and business owners
• NRIs and PIOs with valid overseas employment
• Property must be located in Kerala
• Age: 21 to 65 years
• Good credit score (CIBIL 750+)

Take the first step towards homeownership today. Apply now for instant pre-approval!