Flexible Personal Financing Solutions

Get instant personal loans up to INR 10 Million (₹1 Crore) for any personal need - medical emergencies, weddings, education, travel, debt consolidation, or home renovation.

Service Area: Kerala Only - We provide personal loan services exclusively across all districts of Kerala.

Key Loan Features

• Competitive interest rates starting from 10.5% p.a.
• Flexible tenure options from 1 to 5 years
• Quick approval process within 24 hours
• Minimal documentation required
• No collateral or security needed
• No hidden charges or prepayment penalties
• Instant disbursal to your bank account

Loan Takeover & Consolidation

Transfer Benefits

• Lower interest rates - Save up to 2-3% on your current rate
• Debt consolidation - Combine multiple loans into one
• Top-up loan facility available
• Zero foreclosure charges from our end
• Seamless transfer process with end-to-end support
• Reduce your monthly EMI burden
• Transfer from any bank or NBFC to our partner institutions

Our Banking Partners

Nationalized Banks

• State Bank of India (SBI)
• Punjab National Bank (PNB)
• Bank of Baroda (BOB)
• Canara Bank
• Union Bank of India
• Bank of India (BOI)
• Indian Bank
• Central Bank of India
• Indian Overseas Bank (IOB)
• UCO Bank
• Bank of Maharashtra
• Punjab & Sind Bank

Leading NBFCs

• Bajaj Finance
• Tata Capital
• HDFC Ltd
• ICICI Bank
• Kotak Mahindra Bank
• Axis Bank
• IndusInd Bank
• Fullerton India
• Muthoot Finance
• Manappuram Finance

Special Services for NRIs

NRI Loan Benefits

• Dedicated NRI personal loan schemes
• Loan processing in foreign currency (USD, GBP, EUR, AED)
• Remote documentation and digital verification process
• Flexible EMI payment options in India or abroad
• Quick approval for NRIs with Indian income sources

Service Coverage in Kerala

We serve customers across all 14 districts of Kerala including Thiruvananthapuram, Kollam, Pathanamthitta, Alappuzha, Kottayam, Idukki, Ernakulam, Thrissur, Palakkad, Malappuram, Kozhikode, Wayanad, Kannur, and Kasaragod.

Eligibility Criteria

Who Can Apply

• Salaried individuals with minimum income of ₹25,000/month
• Self-employed professionals and business owners
• NRIs with valid overseas employment
• Age: 21 to 60 years
• Good credit score (CIBIL 650+)
• Minimum 1 year work experience

Get instant funds for your personal needs today. Apply now for quick approval!